Get Fast Cash for Your Title Loan in Mason City, IA.
Apply Now & Have Cash In Your Hands In As Little As 24 Hours.
Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.
You can apply for free online or over the phone 7 days a week
Find out if your vehicle qualifies with a hassle-free experience
Submit required documents and signatures
Pick up your money at a variety of convenient IA locations or we’ll have someone come out to you
Unlike a traditional loan, which relies on your credit score to determine how much money you’ll qualify for, a car title loan is based on the value of your vehicle. For this type of loan, a lender will assess the condition of your vehicle and offer a loan amount based on their assessment, in exchange for your car title. Your vehicle will be used as collateral until you have paid off the loan in full. Once you are able to repay the loan, the title of your vehicle will be transferred back into your name.
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If you don’t meet the typical loan requirements at a large financial institution or a bank, then a car title loan can be a safe alternative. Unlike a loan you apply for through a bank, this type of personal loan can be approved within minutes.
When an emergency strikes, a car title loan can be the financial solution you need when you’re hit by an unpredictable life event. Applying for a loan through a bank can take several days, or in some cases, weeks. If you need money in a hurry, then a car title loan is the way to go.
Financial emergencies call for a fast solution. However, lenders such as Rapid Cash Loans can provide the type of fast cash infusion you need, when a financial emergency strikes.
(Iowa IA lending practices may vary, please contact for more details)
We provide faster loan approvals, in a matter of minutes. Even if you have a low credit score, you can still qualify for a car title loan, if your vehicle qualifies.
To learn more, contact us today to find out how you can qualify.
How much cash you qualify for will be based on the equity in your vehicle. Newer models, typically those made in 2000 and up, often qualify the borrower for a higher loan amount.
A car title lender will ask for five things concerning your vehicle. This information will help the lender to determine the appropriate loan amount. If you know your vehicle’s VIN number, this can make the estimate process easier for the lender, allowing them to provide an accurate value.
Below, you’ll find a list of requirements that the lender will request. Requirements can vary based on lender. However, in most cases, lenders will request the following information, which can help them to determine if you qualify for a loan.
Instant cash in as little as one business day.
Families that live from paycheck to paycheck may not have cash on hand when a financial emergency strikes, which is why many will sell of their valuables in order to get money they need now. But once you sell off your valuables, they’re gone for good. A car title loan can provide you with the cash you need, instantly, so you won’t have to sell of your valuable assets for a fraction of what they’re worth.
This type of loan is much different than the traditional loan you’ll apply for at a bank. Auto title loans skip the traditional banks altogether, and you don’t need to worry about your credit score, either. We’ll put you in contact with the perfect lender for you, that’s local to Mason City, Rapid Cash Title Loans will get you cash quickly: up to 50% of the value of your car in as little as twenty-four hours. If you don’t want to leave your house to apply, you don’t have to– fill out our online application form now, and one of our title loan specialists will walk you through the entire loan process.
If you own a vehicle, then you own a valuable asset that you can use as collateral in exchange for a fast cash loan. A car title loan is when you give car title to a lender in exchange for cash loan. Because the lender has possession of your car title, they will technically own your vehicle until you repay the loan in full. However, you’ll still get to drive and keep your vehicle– which means you get cash instantly without actually handing over your asset. A car title loan is considered one of the best, fastest, most trusted, and easiest ways to get instant cash when you need it the most. Online title loans are easier than ever to access thanks to our simple online application.
Title loans can be up to 50% of your car’s equity value, and can be acquired in as little as 24 hours. Apply for free online today, or contact Rapid Cash Title Loans Mason City. We’re available seven days a week – because we know that when you need money now, you don’t have time to spare.
The amount of cash you can borrow from a lender for your car title loan depends upon two factors: your car’s equity value, and how quickly you can repay the loan. We determine your car’s value based on its year, make, model, mileage, and other miscellaneous factors, such as the car’s condition, the size of the engine, and any extra bells and whistles (such as leather seats or a sunroof). We then work with you to understand your ability to repay the loan, and will make an offer depending on these factors. In some cases, the cash offer is typically up to 50% of your car’s equity value.
With over 5 years of experience, Rapid Cash Title Loans is the largest most trusted Nationwide Auto title loan referral provider. We’ve worked with countless clients and lenders to streamline every step of the process. Our experience aids us in making the proper loan amount recommendations, and our team of certified experts is always available to answer every question you have. We know that the decision to take out a title loan is a big one, and work hard to make it as easy as possible, getting you cash in as little as one business day. You also don’t have to hop in the car to come into our any office. Simply fill out the easy application to get started, and give us a call if you run into any questions. Financial relief is closer than you think.
Other qualifications are part of the standard approval process. We’ll ask for you to have the following ready, but we may not need all of it:
There are a few qualifications necessary to take out a title loan in Mason City, but let’s first talk about what you don’t need:
Various situations can lead you into a financial bind – from medical bills to unexpected expenses from accidents and storms. Maybe your business went under, your dog needed unexpected surgery, or maybe you simply need to make the down payment for your child’s dream school. For whatever reason you need money, the quickest and easiest way to get short term financing is to take out an auto title loan at Rapid Cash Title Loans in Mason City. Some of our clients receive cash in as little as thirty minutes. The process is easy and straightforward: fill out the form on the homepage to apply for free now, or reach us by phone all seven days of the week – because we know financial binds can’t wait.
We know times are tough. Our auto title specialists have seen it all before: various financial situations, loan terms, and car values. We’re very flexible and will work with you over the phone or in person (up to you!) to help guide you through the entire loan process, explaining the process and what information you need to provide to determine whether or not you qualify. Because of our years of experience, we’ll have the answers to all of your questions, and can ensure you have all the information you need to provide, to ensure a faster loan process.
Praised as the easiest way to unlock short term financing, at least $1,000 can be in your pocket by tonight by taking out a car title loan. Once your loan has been approved, you’ll sign the lender’s loan agreement, and hand over your car title. During this time, you will get to keep your car as you recoup your finances. Many people that are hit with a financial emergency need to keep their cars to get back and forth to work, pick up their kids from school or run errands everyday – Even though you’re giving up your car’s title as collateral, you’ll still be able to move freely about Mason City as you make your monthly payments and repay the loan.
An auto title loan in IA can be a better option for many families who live paycheck to paycheck. But why? Most payday loan lenders will require you to pay back the loan on your next payday, which is typically fourteen days from the loan date. For many families, this simply isn’t enough time to get back on their feet and afford to repay the lender. Additionally, interest rates for payday loans are typically dependent on your credit score, which means your interest rates could be astronomical if you have poor or no credit. With an auto title loan, your credit score doesn’t matter. Instead, your loan amount will be based on your vehicle’s equity. Additionally, auto title lenders will give you more time to pay back the loan, which is a huge plus for any family on a tight budget.
These days, auto title loans are the preferred option for short-term financing. Because of this, it’s important to know that the loans typically need to be paid off within 30 days. Many lenders will offer affordable weekly payments, which can make repaying your loan more manageable. In most cases, this one-month loan will provide the borrower with more than enough time to repay the loan in full, giving them plenty of time to get back on their feet after an unexpected financial emergency. Interest rates on each Mason City IA loan will differ and will vary from lender to lender. We’ve seen an average interest rate of 96% compounded daily. Keep in mind, the faster you pay off your loan, the less interest you’ll owe.
Ready to get started? Please reach out and get approved for your car title loan today!
Phone No: (855) 908-3377