Get Fast Cash for Your Title Loan in Galveston, TX.

Apply Now & Have Cash In Your Hands In As Little As 24 Hours.

Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.

Apply Now

Apply below and a member of our team will reach out within 15 minutes.











GET Fast Cash for Your Title Loan in Galveston, TX.

Need Cash Fast? Apply Now & Have Cash In Your Hands In As Little As 24 Hours.

Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.

Apply Now










1.

APPLY TODAY

You can apply for free online or over the phone 7 days a week

2.

GET APPROVED

Find out if your vehicle qualifies with a hassle-free experience

3.

SIGN THE FORMS

Submit required documents and signatures

4.

GET YOUR MONEY

Pick up your money at a variety of convenient TX locations or we’ll have someone come out to you

What Is A Car Title Loan?

Unlike a traditional loan, which relies on your credit score to determine how much money you’ll qualify for, a car title loan is based on the value of your vehicle. For this type of loan, a lender will assess the condition of your vehicle and offer a loan amount based on their assessment, in exchange for your car title. Your vehicle will be used as collateral until you have paid off the loan in full. Once you are able to repay the loan, the title of your vehicle will be transferred back into your name.

Contact one of our representatives in Texas.

A Loan When You Need it the Most

If you don’t meet the typical loan requirements at a large financial institution or a bank, then a car title loan can be a safe alternative. Unlike a loan you apply for through a bank, this type of personal loan can be approved within minutes.

When an emergency strikes, a car title loan can be the financial solution you need when you’re hit by an unpredictable life event. Applying for a loan through a bank can take several days, or in some cases, weeks. If you need money in a hurry, then a car title loan is the way to go.

Financial emergencies call for a fast solution. However, lenders such as Rapid Cash Loans can provide the type of fast cash infusion you need, when a financial emergency strikes.

(Texas TX lending practices may vary, please contact for more details)

We provide faster loan approvals, in a matter of minutes. Even if you have a low credit score, you can still qualify for a car title loan, if your vehicle qualifies.

To learn more, contact us today to find out how you can qualify.

This type of alternative loan is a great option for people who:

  • Need cash now

  • Need an urgent loan to pay an unexpected bill, funeral expenses, utilities, food, or home repairs

  • Need to pay rent

  • Are in credit card debt

  • Have poor credit

  • Own a vehicle

  • Were not approved for a loan by a larger financial institution

Loan Amount

How much cash you qualify for will be based on the equity in your vehicle. Newer models, typically those made in 2000 and up, often qualify the borrower for a higher loan amount.

How Your Car Is Valued

A car title lender will ask for five things concerning your vehicle. This information will help the lender to determine the appropriate loan amount. If you know your vehicle’s VIN number, this can make the estimate process easier for the lender, allowing them to provide an accurate value.

Once You’re Preapproved, You MAY Need The Following

Below, you’ll find a list of requirements that the lender will request. Requirements can vary based on lender.  However, in most cases, lenders will request the following information, which can help them to determine if you qualify for a loan.

Proof of Income such as paystubs or a W2

Proof of current address

Proof of Insurance

Original title of vehicle

Government issued photo ID or driver’s license

Three personal references from people who are not related to you

Images of all four sides of your vehicle, including an image of the odometer and VIN number

Learn More About Your Car Title Loans in Galveston Texas

Instant cash in as little as one business day.

Families that live from paycheck to paycheck may not have cash on hand when a financial emergency strikes, which is why many will sell of their valuables in order to get money they need now. But once you sell off your valuables, they’re gone for good. A car title loan can provide you with the cash you need, instantly, so you won’t have to sell of your valuable assets for a fraction of what they’re worth.

This type of loan is much different than the traditional loan you’ll apply for at a bank. Auto title loans skip the traditional banks altogether, and you don’t need to worry about your credit score, either. We’ll put you in contact with the perfect lender for you, that’s local to Galveston, Rapid Cash Title Loans will get you cash quickly: up to 50% of the value of your car in as little as twenty-four hours. If you don’t want to leave your house to apply, you don’t have to– fill out our online application form now, and one of our title loan specialists will walk you through the entire loan process.

What is an Auto Title Loan in Texas?

If you own a vehicle, then you own a valuable asset that you can use as collateral in exchange for a fast cash loan. A car title loan is when you give car title to a lender in exchange for cash loan. Because the lender has possession of your car title, they will technically own your vehicle until you repay the loan in full. However, you’ll still get to drive and keep your vehicle– which means you get cash instantly without actually handing over your asset. A car title loan is considered one of the best, fastest, most trusted, and easiest ways to get instant cash when you need it the most. Online title loans are easier than ever to access thanks to our simple online application.

Title loans can be up to 50% of your car’s equity value, and can be acquired in as little as 24 hours. Apply for free online today, or contact Rapid Cash Title Loans Galveston. We’re available seven days a week – because we know that when you need money now, you don’t have time to spare.

How Much May I Borrow with a Car Title Loan?

The amount of cash you can borrow from a lender for your car title loan depends upon two factors: your car’s equity value, and how quickly you can repay the loan. We determine your car’s value based on its year, make, model, mileage, and other miscellaneous factors, such as the car’s condition, the size of the engine, and any extra bells and whistles (such as leather seats or a sunroof). We then work with you to understand your ability to repay the loan, and will make an offer depending on these factors. In some cases, the cash offer is typically up to 50% of your car’s equity value.

Why Choose an Auto Title Loan from Rapid Cash Title Loans?

With over 5 years of experience, Rapid Cash Title Loans is the largest most trusted Nationwide Auto title loan referral provider. We’ve worked with countless clients and lenders to streamline every step of the process. Our experience aids us in making the proper loan amount recommendations, and our team of certified experts is always available to answer every question you have. We know that the decision to take out a title loan is a big one, and work hard to make it as easy as possible, getting you cash in as little as one business day. You also don’t have to hop in the car to come into our any office. Simply fill out the easy application to get started, and give us a call if you run into any questions. Financial relief is closer than you think.

Other qualifications are part of the standard approval process. We’ll ask for you to have the following ready, but we may not need all of it:

  • Government-issued ID
  • The original copy of your car’s title
  • Social security card
  • Insurance
  • Pictures of all four sides of your car, then pictures of your odometer (to confirm mileage) and VIN (Vehicle Identification Number). The VIN is important for determining your car’s value. To find your VIN, simply look at where your vehicle’s dashboard meets the windshield on the driver’s side. If it’s not there, it may be where the driver’s door latches where it closes. Open the door and assess the side of it. You may also locate the VIN on the vehicle registration card
  • Three references who aren’t related to you

Qualifying for a Galveston Title Loan

There are a few qualifications necessary to take out a title loan in Galveston, but let’s first talk about what you don’t need:

  • You don’t need a good credit score, or any credit score, for that matter.
  • You don’t need to give up full use of your car once the title loan goes through.

What you do need:

  • To have the car paid in full, or almost in full. If you own the car outright, great! If you’ve been financing a newer car, you can take out a title loan only if you’re on your last few months of payment — but the qualifications here differ depending on your situation. When in doubt, call us, and we’ll work through it with you.
  • In the state of Florida, you do need a bank account to take out an auto title loan. But that’s okay – you can just deposit the cash into your bank!
  • To have some type of income. This doesn’t mean you need to have a full-time job, or even a part-time one at that: you can be an entrepreneur that brings in some revenue here and there. You can even be retired! We just want to see that you’ll be able to make your monthly payments on your loan.
  • For the title to be in your name. You can’t give up your car’s title as collateral for a loan in your name if the title itself is not in your name.

Other qualifications are part of the standard approval process. We’ll ask for you to have the following ready, but we may not need all of it:

  • Government-issued ID
  • The original copy of your car’s title
  • Social security card
  • Insurance
  • Pictures of all four sides of your car, then pictures of your odometer (to confirm mileage) and VIN (Vehicle Identification Number). The VIN is important for determining your car’s value. To find your VIN, simply look at where your vehicle’s dashboard meets the windshield on the driver’s side. If it’s not there, it may be where the driver’s door latches where it closes. Open the door and assess the side of it. You may also locate the VIN on the vehicle registration card
  • Three references who aren’t related to you

When a Vehicle Collateral Loan is Ideal in Galveston

Various situations can lead you into a financial bind – from medical bills to unexpected expenses from accidents and storms. Maybe your business went under, your dog needed unexpected surgery, or maybe you simply need to make the down payment for your child’s dream school. For whatever reason you need money, the quickest and easiest way to get short term financing is to take out an auto title loan at Rapid Cash Title Loans in Galveston. Some of our clients receive cash in as little as thirty minutes. The process is easy and straightforward: fill out the form on the homepage to apply for free now, or reach us by phone all seven days of the week – because we know financial binds can’t wait.

Leading Title Loan Specialists in Galveston

We know times are tough. Our auto title specialists have seen it all before: various financial situations, loan terms, and car values. We’re very flexible and will work with you over the phone or in person (up to you!) to help guide you through the entire loan process, explaining the process and what information you need to provide to determine whether or not you qualify. Because of our years of experience, we’ll have the answers to all of your questions, and can ensure you have all the information you need to provide, to ensure a faster loan process.

Rapid Cash Title Loans Help You Access $1,000 Or More

Praised as the easiest way to unlock short term financing, at least $1,000 can be in your pocket by tonight by taking out a car title loan. Once your loan has been approved, you’ll sign the lender’s loan agreement, and hand over your car title. During this time, you will get to keep your car as you recoup your finances. Many people that are hit with a financial emergency need to keep their cars to get back and forth to work, pick up their kids from school or run errands everyday – Even though you’re giving up your car’s title as collateral, you’ll still be able to move freely about Galveston as you make your monthly payments and repay the loan.

Auto Title Loans Or Payday Loans?

An auto title loan in TX can be a better option for many families who live paycheck to paycheck. But why? Most payday loan lenders will require you to pay back the loan on your next payday, which is typically fourteen days from the loan date. For many families, this simply isn’t enough time to get back on their feet and afford to repay the lender. Additionally, interest rates for payday loans are typically dependent on your credit score, which means your interest rates could be astronomical if you have poor or no credit. With an auto title loan, your credit score doesn’t matter. Instead, your loan amount will be based on your vehicle’s equity. Additionally, auto title lenders will give you more time to pay back the loan, which is a huge plus for any family on a tight budget.

Paying off the Car Title Loan Galveston

These days, auto title loans are the preferred option for short-term financing. Because of this, it’s important to know that the loans typically need to be paid off within 30 days. Many lenders will offer affordable weekly payments, which can make repaying your loan more manageable. In most cases, this one-month loan will provide the borrower with more than enough time to repay the loan in full, giving them plenty of time to get back on their feet after an unexpected financial emergency. Interest rates on each Galveston TX loan will differ and will vary from lender to lender. We’ve seen an average interest rate of 96% compounded daily. Keep in mind, the faster you pay off your loan, the less interest you’ll owe.

Frequently Asked Questions

The first step is to fill out the quick pre-approval web form. Our lenders will ask for a full application if it looks like you have a strong possibility of getting the loan. The pre-approval web from is only a few questions and will tell us about you and your vehicle. Once we know this, we can figure out what lender will work for you and connect you to that lender. In some cases the lender may tell us the pre-approval amounts and ask us to help you with the process… to a point. The very private information will be between you and your lender and not us. Once you know what you can get you can decide if you want the loan and proceed of not… and all this is without ANY cost to you. If you get the loan, then you would pay the lender, not us, for the loan and interest and any fees incurred.
This is a secure loan based on the equity value of your vehicle and your ability to repay the loan. You still get to drive the car but you also get the cash.
* Govt. issued photo ID (Like an I.D. or Driver license). * F Free and Clean Title in most cases but some lenders will allow a small amount to pay off on your behalf. * Three references not related to you. * Insurance. * Social Security Card (or a Document on which your name and SSN both are listed) * A checking account may be needed in some states (we can help on this too!).
No. One loan, one car, one person. If you are married and the title is in both of your names, each person can get a car title loan seperately in most cases and the ability for both of you to repay the loan.
In the Los Angeles area and parts of Florida and Texas yes. All other areas no.
Yes. If you are traveling out of state, you will need to sign the paperwork in the state of which you live.
Well that's a maybe. Most lenders we work with can incorporate the last couple payments into a car title loan but this is only done on newer cars.
Not at all. That is one of the great things about a car title loan. You can have little, bad or even no credit at all.
Some of them do. Most are looking to see if you are in active credit counseling prior to bankruptcy or in active bankruptcy now. They know your credit may not be that great because that’s why you need a loan – to help out.
This varies but we want to give you a pretty clear answer here. Title loans are high interest loans and are meant for short term needs. Interest rates vary by company and by state. Some are as low as 52% per year compounded daily and some go into the 200-300% range per year. In our experience we have seen an average of about 96% per year compounded daily. The best way to think about this is take out one dollar and you pay back a little less than two… if you kept the loan out for a whole year. You can triple that if you take it out for 3 years.
You have to have some sort of income period. We are more concerned about the fact that you have a way to pay the loan then the question if you are employed. You can be self- employed, or even receive income from some source other than an employer but we will require that you show there is some income to cover the payments.
Yes. You can even be on disability. The key issue is that you have a source of income to pay the loan.
In some states we have seen people get their money in less than 30 minutes. Other states a few days. We will have you pre-approved in a matter of minutes. Then the paperwork is about 15 minutes of your time. Of course, plan on spending some time picking up your money.
100% yes. The lenders do not hold your vehicle at all.
Actually yes in most states if you want to. You will need to call us to see where this is available but we can help.
Yes and No. You may be thinking about a payday loan which does require this but we do not require a bank account at all in the majority of the states BUT there are some states you do like Florida.
We are like you on this issue. We care a great deal about your privacy. You should know that we will never sell or distribute any information you give us to anyone other than the direct lender. We will not do business with a lender that sells or shares your information with anyone other than themselves. Additionally, your information is safe because we do not distribute your private information to multiple lenders, only one at a time based upon you’re okay that the first lender was not the car title loan company you wanted. We will then take the title loan information and send it to another lender but only upon that condition.
We use the standard and the enhanced information. The standard information is the vehicle mileage, year, make and model but we go further with our enhanced process and add to it the color of the vehicle, the condition, the edition of the model, the engine size and the options that the vehicle has installed like a sunroof or if it has leather seats. The more you tell us about your vehicle the greater we can give you a loan amount to the max...MaxCash!
You will need to apply at the Secretary of State for a duplicate title. There are exceptions to this rule so let us know that this situation exists.
If it is a spouse then whomever the title name is will have to sign the loan documents but if it is someone you do not know or a friend, then that will not work.
You will get a release of the lien upon paying off the loan and you can then attach this to your title or send it in to the Secretary of State to have a fresh title without the lender on there.
This is a great question so let's discuss it openly. The fact is you are using your vehicle to get a loan. You are telling the lender that should you not pay the loan, that they can get the vehicle from you for sale so they can pay off the loan and give you the remaining proceeds if any. The fact is most lenders dislike doing this and it us used as a very last resort because not only is it very expensive to do this but also they know that you will never want to be a customer again. They also know that they will lose money when they auction it off and the end result is no-one wins! Most Lenders will do whatever they can to make sure that you can pay this loan and you will return as a happy customer. They want your word-of-mouth business and to do this they have to lend responsibly and you have to borrow the same.
Galveston

Contact US

Ready to get started? Please reach out and get approved for your car title loan today!

Phone No: (855) 908-3377