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Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.
Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.
Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.
You can apply for free online or over the phone 7 days a week
Find out if your vehicle qualifies with a hassle-free experience
Submit required documents and signatures
Pick up your money at a variety of convenient locations or we’ll have someone come out to you
A car title loan is a type of secured loan in which your vehicle is used as collateral. With this loan option, you’ll borrow against the value of your vehicle. This means that a lender will use your vehicle’s value in order to determine the loan amount you’re eligible for.
After signing the loan agreement, you will still be able to use your vehicle, with the stipulation that you transfer the title of the vehicle to the lender.
In the event you default on the loan, your vehicle ownership is transferred to the lender in order to repay the loan. Once you are able to repay the loan in full, the title of your vehicle will be transferred back into your name.
If you don’t meet the typical loan requirements at a large financial institution or a bank, then a car title loan can be a safe alternative and one that doesn’t have the type of lengthy approval process that you can expect from banks or other types of lenders.
In the event of an emergency, a car title loan can be the financial solution you need when you’re hit by an unpredictable life event. A bank is not able to provide the same type of immediate support.
Financial emergencies call for a fast solution. However, lenders such as Rapid Cash Loans can provide the type of immediate financial solution you need.
We provide faster loan approvals, in a matter of minutes. Even if you have a low credit score, you can still qualify for a car title loan, if your vehicle qualifies.
To learn more, contact us today to find out how you can qualify.
The loan amount you qualify for will heavily depend on your vehicle and its current market value. In most cases, vehicles that are newer than 2000 can receive a higher loan amount.
A car title lender will ask for five things concerning your vehicle. If you know your vehicle’s VIN number, this can make the estimate process easier for the lender, allowing them to provide an accurate value.
Below, you’ll find a list of requirements. These requirements can vary from lender to lender, however, we’ve found that most lenders will request the following information, which can help them to determine if you’ll qualify.
A lender will request verification of the condition of your vehicle, including an image of the odometer.